Solvency margin
In the Solvency Return filed with the Reserve Bank of New Zealand, Southern Cross Benefits Limited had a Solvency Margin as at 31 December 2025 as follows:
| 31 December 2025 $000 |
|
| Actual solvency capital | 40,701 |
| Prescribed capital requirement | 26,555 |
| Solvency margin | 14,146 |
| Solvency Ratio | 1.53 |