International Student

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Key benefits

We want you to relax and enjoy your time spent studying in New Zealand. Our Studying in New Zealand travel insurance is specifically designed for you to remove the worry and anxiety should something not go quite to plan.

 
Maximum cover
medical
Medical and evacuation

Includes cover for medical treatment, doctors’ visits, prescribed medication, specialist treatment and medical transport costs. Plus 24-hour emergency assistance, support of qualified medical advisers, guarantees for medical expenses and contact with family.

While no excess applies, a 20% co-payment is payable for GP, urgent care and after hours visits as well as for any prescriptions you receive.

Unlimited
Medical treatment
Unlimited
24-hour emergency assistance
Unlimited
Optical treatment
$300
Ancillary services
Including acupuncturists, chiropractors, dieticians, osteopaths, physiotherapists, podiatrists, or Chinese medicine practitioners.
$500
Mental health
$30,000
Sexual Health
$250
Terrorism
Cover per policy.
$100,000
Emergency dental treatment
$500
Cash allowance after 72 hours in hospital
$100 per 24 hours.
$5,000
Extra travel and accommodation
Cover per unexpected event.
$5,000
Accompanying person
Unlimited
Funeral expenses or return of mortal remains
Cover per deceased person.
$50,000
Search and rescue
$10,000
cancelling your journey
Cancelling or changing your journey before you leave
$50,000
Existing conditions of an immediate family member
Cover per unexpected event.
$2,500
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Changes to your journey once you have left
$50,000
Existing conditions of an immediate family member
Cover per unexpected event.
$2,500
Travel interruption
$30,000
Cutting your journey short
$50,000
Resumption of journey
$5,000
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Baggage and personal items
$25,000
Jewellery
Depreciation applies.
$1,500 for each item
$5,000 for all items
Laptops, personal computers, tablets, cameras
Depreciation applies.
$2,500 for each item
$5,000 for all items
Other items
Depreciation applies.
$1,500 for each item
Baggage delay (after 12 hours)
Cover per unexpected event.
$500
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Cash, bank cards, travel documents and passports
Cover per unexpected event.
 
$1,000
Cash
$500
Essential bank cards, travel documents, and passports
$1,000
personal accident
Personal accident
$50,000
Loss of life
For each deceased person (aged 10-55 years).
No excess applies.
$50,000
Total permanent disablement
For each injured person. No excess applies.
$50,000
personal liability
Personal liability
No excess applies.
$1,000,000
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Rental vehicle excess

Payment towards any excess you must pay, if the rental vehicle you hired is stolen or damaged.
No excess applies.

$5,000
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All sections
Cover while on a visit to your home country. Cover per policy. Limits and terms as per relevant section of the policy.
$200,000

This table is a summary of the International Student travel insurance policy benefits and shows the maximum cover per person, per policy (unless cover overwise stated). A $250 excess applies (unless otherwise stated). It’s just a summary, so you’ll need to read the Policy Document to understand what you are and aren’t covered for, including what an excess and co-payment are, and the exclusions and conditions that apply.

All policies come with Southern Cross Emergency Assistance, giving you access to one of the world's largest network of emergency medical resources 24 hours a day, 7 days a week.