Backpacker travel insurance

Being a backpacker is all about freedom and flexibility. Freedom and flexibility to change your mind, and to experience as much as possible – which includes travelling more affordably.

When you’re planning your adventure, it can be tempting to think you should go without travel insurance to save money, but that is a risky and potentially expensive choice to make. Generally, if you can’t afford to pay for travel insurance, you will be unlikely to be able to pay a hospital bill for emergency medical treatment either if the unexpected happens. Don’t leave it to your mum or dad to pick up the pieces, make travel insurance a necessity so you can relax knowing that you have good cover.

Comprehensive cover for backpackers

Our International Comprehensive policy provides excellent protection for backpackers with comprehensive travel insurance that doesn’t break the bank.

Our comprehensive International Comprehensive insurance includes cover for:

Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
Cancellation fees and lost deposits - increase your cover depending on the cost of your journey
Damaged or lost baggage
Personal items if they are stolen or damaged
Rental vehicle excess should you have an accident
Emergency dental treatment
Funeral costs

As fun as backpacking can be, there are things that you won’t be covered for. Couch surfing at a stranger’s place or hitchhiking is not something you would be covered for should anything go wrong. Like most insurance policies, there are exclusions that apply, so make sure you check these before you decide to purchase a policy.

What you need to know

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you.

You can find the relevant documents for all our policies here: International Comprehensive, Annual Multi-trip, International Medical Only, Domestic, Working Overseas, Visiting New Zealand, International Student