What is domestic travel insurance? 

Domestic travel insurance is ideal for those local trips – we know that travelling in your own country can be just as much of an adventure as jetting overseas!

Our Domestic travel insurance policy is designed to help protect you against unexpected events that could derail your travel plans, even when you’re exploring your own backyard . From flight cancellations to rental car damages, our Domestic policy can provide cover that could be right for you. 

Our domestic travel insurance can provide cover for: 

• Cancelling or changing your travel plans before you leave
• Changing your travel plans once you have left
• Luggage and personal items
• Rental vehicle excess
• Cash allowance whilst in hospital
• Pet care costs if you’re delayed getting home
• Childcare costs if you’re delayed getting home
• Funeral expenses
• Personal accident
• Personal liability 

What is medical only travel insurance? 

Medical only policies often only provide cover for medical emergencies while overseas. Our International Medical Only policy could be an option if you only want medical cover for your next trip.  

Our International Medical Only policy can include  cover for:

• Medical expenses
• Evacuation and repatriation costs
• Emergency dental treatment
• Cash allowance while in hospital
• Accompanying person
• Funeral expenses or return of mortal remains
• Loss of life
• Personal liability  

What is annual multi-trip travel insurance?  

Heading overseas a few times this year? We know family visits, events and holidays can mean we’re not just taking the one trip per year! We offer an Annual Multi-trip policy that provides the same great benefits as the International Comprehensive, and means that you’re covered for an unlimited number of return journeys overseas, over a period of 12-months. You’re able to choose to have your journeys covered up to a maximum of 30, 60 or 90 days in length. This can make it easier to sort your travel insurance for all of your upcoming trips, and you can focus on what matters – the adventure!  

What is working overseas travel insurance?

If you’re not just heading overseas for a holiday, but are planning to work overseas, you’ll need to make sure you have proper insurance for this type of trip. 

Our Working Overseas policy is designed to protect you from the unexpected while away from home. It provides the comprehensive cover of a standard travel insurance policy, while also covering living and working abroad with tailored benefits such as optical treatment, maternity care, rehabilitation and occupational therapy and repatriation. You’ll also automatically have cover for all add-ons, such as skiing and snowboarding cover, cruise, and moped cover. 

A range of travel-related issues are covered under the Working Overseas policy, such as medical expenses, emergency medical evacuation, trip cancellation, trip interruption, resuming your journey, lost or stolen baggage and more.  

Travel insurance for visiting New Zealand 

If you live in New Zealand and have family or friends coming to visit you, we offer an insurance policy for non-residents making a trip to New Zealand.

Our Visiting New Zealand policy is designed to protect visitors during their stay. We cover children travelling with you at no additional cost. With cover under this policy including medical repatriation, cover for transit stops, 24/7 emergency assistance, and the option to include cover for a list of pre-existing medical conditions, travellers to New Zealand will be in safe hands with one of New Zealand’s most trusted travel insurers.  

Travel insurance for International Students 

If you’re an international student in New Zealand, you’ll be required to have approved insurance. Our International Student travel insurance is designed to provide you with top-quality protection during your stay. From stolen laptops to a bout of the flu, our comprehensive cover is tailor-made to give you the freedom to live, travel and study without worry. 

We’ve been covering International Students for over 25 years, and, as one of the country’s leading travel insurers, we’ve worked hard to ensure our policy meets expectations. With options to provider cover for pre-existing medical conditions , 24/7 emergency assistance and cover for your trips home, you’re in safe hands.  

There are a range of travel insurance policies out there, designed to match the type of trip you wish to take. Be sure to read the policy documents for any policy you're looking at purchasing, to ensure it’s right for your needs. If you have any questions about choosing the right travel insurance policy, see the ways to contact our friendly team, who are happy to answer your questions. 

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you. 

You can find the relevant documents for all our policies here: International Comprehensive, International Medical Only, Annual Multi-trip, Domestic, Working Overseas, Visiting New Zealand, International Student.  

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